Abstract :E-banking comprises a partnership between commercial institutions as well as their clients that facilitates secure online operations. The term "e-banking," which stands for digital transactions, refers to a variety of digital services that are tailored to the needs of individual consumers. It basically describes any operation when there is no progression of money into or out of consumers' institutions. This study intends to identify various e-banking facilities that are being used significantly by banking entities and consumers with various processes. This study has significantly followed the “positivism philosophy along with the explanatory design” which has helped the scholar to conduct this study effectively. Moreover, with the help of “secondary qualitative data,” this study has reviewed several articles, journals other resources before making a judgement. “E-banking, as well as online banking, seem to be practically interchangeable”, however, the remainder represents a more general phrase that includes the previous. Internet banking refers to any operation, whether monetary or not, that consumers carry out using a web browser (often the institution's homepage) or a browser program. An evaluation of the numerous forms of E-banking as well as the issues it has resolved is necessary. When clients have to contact their credit union about a problem or complete a "monetary or non-financial operation", e-banking is second nature to them. Financial corporations as well as other finance companies employ a variety of online e-banking techniques. Individuals are heavily utilising "mobile banking and internet banking", and this tendency will become more apparent in the coming days.

Keyword : ATM, Banking entities, Consumers, E-banking, financial institutions, Internet banking. IT regulation, Mobile banking, Online banking.